Yesterday a friend shared an interesting story. They decided to take advantage of Apple’s zero percent financing option for a new MacBook. To their dismay, having an Apple Card that was half utilized caused (in their opinion) a THIRTY point drop in their credit score.
Upon trying to pay it off entirely he informed me that there was no way to do so. While there is a “Make Additional Payment” option, it only allows you to pay off a finite amount, which seemed really strange.
It turns out there isn’t a way to do this through the Wallet app, but if you use the online portal (https://card.apple.com) you can pay off as much as you’d like.