Paying Off Apple Card Financing

Yesterday a friend shared an interesting story. They decided to take advantage of Apple’s zero percent financing option for a new MacBook. To their dismay, having an Apple Card that was half utilized caused (in their opinion) a THIRTY point drop in their credit score.

Upon trying to pay it off entirely he informed me that there was no way to do so. While there is a “Make Additional Payment” option, it only allows you to pay off a finite amount, which seemed really strange.

It turns out there isn’t a way to do this through the Wallet app, but if you use the online portal (https://card.apple.com) you can pay off as much as you’d like.

iCloud Keychain Now Provides MFA

iCloud Keychain got a nice update with iOS15 that enables you use it as your MFA provider. Not only does it make the likes of Google Authenticator/Authy unnecessary, it also makes for a much more seamless experience for the end user in Safari. If you have MFA enable for a service (Gmail, Reddit, etc.) you will first need to disable it. Next, locate the entry for that service in iCloud Keychain and select Setup Verification Code.

Setup:

Execution:

Bravo, Apple.